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Some policies contain an Average/Co-Insurance clause which means that you must insure for the full insurable value of the property or business interruption insured. If you under-insure, your claim may be reduced in proportion to the amount of the under-insurance.


A simple example, illustrating the application and effect of the Average/Co-Insurance clause, is as follows:


Full (Replacement) Value of Property/Home
or Full value of Business Interruption


Sum Insured


Therefore you would be self insured for 50% of the full value

Amount of Claim


Amount payable by Insurers as a result of the application of Average/Co-Insurance (being 50% of the $100,000)




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Commission Rebates

We do not pass commissions to your strata manager, we reduce your premium payable instead.

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Transparent Fees

No additional administrative or claims management fees charged during the policy period.

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Exceptional Service

Thorough reviews when quoting and at renewal, as well as piece of mind when you have a claim.

Strata Insurance Solutions is a Corporate Authorised Representative of Insurance Advisernet Pty Ltd AFSL No. 240549
Corporate Authorised Representative No. 404246 Visit the Insurance Advisement Website
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